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Frequently Asked Financing Questions

If you can't find the answer to your questions here, don't hesitate to call us 877-513-3160
 
Your terms are based on your credit history, income, and the price and year of the vehicle you're financing. 
Our finance sources accommodate most credit profiles. Our minimum requirements to obtain financing are as follows: you are at least 18 years old, make at least $10,000 in yearly income.
AutoZoom works with all types of credit and can accommodate most credit profiles. You must have a monthly income of at least 1500$ per month.
No, getting pre-qualified does not affect your credit score. 
The payments will be automatically withdrawn from your personal bank account. You will need to provide us a void cheque or a direct deposit form. 
Yes. Its always conditional to the bank approval. If approved the previous debt will be added to the total amount financed on your new car loan and included in your payments. Please note AutoZoom will pay off in total your previous car loan. 
Yes. We offer financing through several finance sources, including AutoZoom Finance.
Yes. You may put more money down or increase your monthly payment without any penalties. There are also no penalties for paying off your loan early if you choose to do so. 
Yes. After your first payment comes out you can contact the bank your loan is through and have them change your payment date. 
Yes. 7500$ is the minimum amount a bank can finance.
We offer financing solutions tailored to every situation. Our minimum requirements to obtain financing are as follows: you are at least 18 years old, make at least $10,000 in yearly income. 
Yes. You can add a co-sign to your financing application. 
Your first monthly payment is generally due 7-14 days alter you receive your vehicle. 
Your down payment is based on your credit history, yearly income, and the price of the vehicle your financing. 
You can trade-in your current vehicle to help lower your down payment 2. Looking through lower price inventory 3. Since yearly income is a factor, do you have any other verifiable income 4. Add a co-sign to your financing application.
Interest is calculated on a per payment basis. This means if you pay your loan in full early you will not be charged the remaining interest. 
Simply by contacting the bank that your ban is financed
This is common if you have a previous car payment scheduled to come out within a few days of taking possession of your new vehicle. Once the cheque is sent It can take banks up to 10 business days to receive the funds and close the loan. Once closed the difference will be reimbursed and deposited back into your bank.

Our Trusted Financing Sources 

TD Bank, Desjardins, National Bank, Scotia Bank, Industrial Alliance, Axis Auto Finance, Iceberg Finance, Carfinco
Location access credit, Virage Credit, AutoZoom Finance and much more.